Nothing on the web sites www. moneymattersradioshow.com , www.listentomike.com or www.yourwealth.com is meant to be a solicitation or an offer to buy or sell specific securities. Nothing is meant to be specific advice on your money matters. The information supplied is not a complete analysis of any company, industry, or security. Opinions expressed are subject to change without notice.
Statements of fact have been obtained from sources considered reliable but no representation is made as to their completeness or accuracy. There is no certainty that the parameters, assumptions or market conditions can be duplicated in actual transactions. Some higher yields may involve below investment grade securities which can present significant risks, including, among other risks, higher risk of default on interest and principal payments, the risk of lower market liquidity, and the risk of greater market price fluctuation than those of investment grade securities. Different types of investments involve varying degrees of risk, and there can be no assurance that any investment referenced on this site will either be suitable or profitable for a particular client's investment portfolio. No client or prospective client should assume that any information presented and/or made available on this website serves as the receipt of or a substitute for, personalized individual advice from the adviser or any other investment professional.
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by adviser) or product made reference to directly or indirectly on this website, or indirectly via link to any unaffiliated third-party website, will be profitable or equal to corresponding indicated performance levels. Nothing here is meant to be tax or legal advice for any particular individual situation. Tax and legal information is general in nature and due to the ongoing changes in these areas, we advise you seek professional advice before acting on any of the information you read here. Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results.
Capital Investment Advisors, Inc transacts business only in states where it is properly registered, or excluded or exempted from registration requirements. Follow-up and individualized responses to persons that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, as the case may be, will not be made absent compliance with investment adviser representative registration requirement, or an applicable exemption or exclusion.
We have tried to provide accurate and timely information, but there may be inadvertent errors for which we apologize. We reserve the right to make changes and corrections at any time, without notice. We do not warrant the accuracy or completeness of the information, text, graphics, links or other items contained on this site and expressly disclaim all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on the site. Neither Capital Investment Advisors, Inc. nor any of its affiliates, directors, officers or employees will be liable or have any responsibility of any kind for any loss or damage incurred by any visitor to this site relating to access, inability to acces, or use of this site or these materials. We may change information contained herein at any time and make no commitment to update the information contained on the site. Decisions based on information contained on this site are the sole responsibility of the visitor, and in exchange for using this site, the visitor agrees to hold Capital Investment Advisors, Inc. and Capital Benefits Administration, Inc. harmless against any claims for damages arising from any decisions that the visitor makes based on such information. Nothing contained in this site constitutes binding investment advice. As a convenience to our visitors, some of the pages on our web site contain links to information created and maintained by other organizations. We do not control, cannot guarantee, and are not responsible for the accuracy, timeliness, or even the continued availability or existence of this outside information. The Internet is not a secure network and online access may be interrupted.
Audio material from www.listentomike.com and www.moneymattersradioshow.com can be downloaded and redistributed without advance written permission. We simply ask that you credit the originating web site and provide a link for other listeners.
Material from www.yourwealth.com may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of Capital Investment Advisors, Inc. and Capital Benefits Administration, Inc. Exceptions are for strictly personal individual use and background.
Some of the sites listed as links herein are not under the control of Mike Kavanagh, CFP®, Capital Investment Advisors, Inc. and Capital Benefits Administration, Inc. Accordingly, we make no representation whatsoever concerning the content of those sites. The fact that we have provided a link to a site is NOT an endorsement, authorization, sponsorship, or affiliation by us with respect to such site, its owners, or its providers. We are providing these links only as a convenience to you. We caution you to make sure you completely understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet.
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